Disability Insurance for Pilots Explained

Disability Insurance for Pilots Explained

Pilots are at higher risk of needing disability insurance due to the stringent health standards required by the FAA. That is why it’s incredibly important you understand what insurance options are available to you and how they will work to protect you. BUT we know that disability insurance can be super confusing. Most of us get overwhelmed trying to figure it out and simply throw our hands up. In this video, Charlie and Ben trying to simplify all of the moving parts and give you a breakdown of the various disability options; short-term, long-term, loss of license and how they work in conjunction with your sick pay. Additionally, they discuss how your benefits may be affected if you have a secondary income.

(Un)Safe Deposit Boxes

(Un)Safe Deposit Boxes

When people want to protect important papers like their wills and trust documents, or valuables like rare coins or precious jewelry, they understand that it’s not generally wise to keep them laying around the house.  Much better—so goes the conventional wisdom—to put those items in one of the 25 million safe deposit boxes at local bank branch offices around the U.S.  There, they’ll be protected by a foot-thick steel door and a system with two keys, one kept by the customer, one by the bank… Alas, it appears that safe deposit boxes are not quite as safe as they appear.  

Are Bonds the Solution to Weather a Recession?

Are Bonds the Solution to Weather a Recession?

GQ recently published an article saying there are signs of a looming recession and it is time to pay attention.  We agree! So, what should you do to prepare?  Using modern portfolio theory, Kevin explains how mixing asset classes can lower volatility – specifically bonds. 

Not Getting Ahead Financially?  Fear Might Be The Reason.

Not Getting Ahead Financially? Fear Might Be The Reason.

So many of us are making a great living but still can’t seem to build wealth. Why is this?
What we often see at our firm is that lifestyle inflation is the culprit. When our standard of living improves our discretionary income rises and former luxuries become new necessities. We can find ourselves with little income left over each month. The idea of putting that small, leftover amount into savings can trigger a true, visceral fear. We don’t want to lose the flexibility the excess income affords us.
Kevin discusses how a “start low and go slow” approach can help you overcome this fear and build wealth for yourself and your family before you know it. Click below to watch the short video.

How Much Should I Withhold from My Paycheck?

How Much Should I Withhold from My Paycheck?

The new tax law made it hard to know how much to withhold from your paycheck every few weeks. As a result, many people withheld less last year than they might otherwise have, and either received a smaller rebate than expected or had to pay additional taxes in April. Now the tax agency has released a proposed new updated Form W-4, which reflects the changes from the Tax Cuts and Jobs Act —including the doubling of the standard deduction, eliminating personal exemptions and limits on certain itemized deductions.

Charlie Mattingly

Charlie earned his Bachelor of Science degree in Mechanical Engineering from the University of Tennessee. He then entered the United States Air Force where he served for ten years as an officer and F-16 fighter pilot. After his ten years in the Air Force, Charlie wanted to begin a new career helping others understand and thrive in personal finance so he earned his Master of Business Administration in Financial Planning from California Lutheran University. Charlie also earned the CERTIFIED FINANCIAL PLANNER™ (CFP®) professional designation in 2012. His prior life and work experiences as an Air Force officer and pilot have helped him understand the discipline, knowledge and leadership it takes to be an effective financial advisor for his clients.