In this episode, Kevin Gormley, CFP®, CPA, PFS, is joined by Andy Christopher, CFA®, MSF, to break down Delta Air Lines’ expanding benefits options, including the newly introduced Non-Qualified Deferred Compensation (NQDC) plan.
If you’re a high-income Delta pilot exploring additional ways to save money, this discussion introduces you to an additional opportunity offered by Delta Air Lines starting in 2026.
Kevin and Andy walk through the nuances of the Delta NQDC plan and how it’s different from other airlines’ plans. They share tax implications, investment considerations, payout structures, and some potential concerns and risks. Their goal is simple: help you make informed, long-term decisions that may strengthen your financial future.
Key Topics Covered:
- Delta’s Retirement Account Options & NQDC Introduction
- IRS Contribution Limits
- Overview of Retirement Savings Strategies
- Deep Dive into Delta’s NQDC Plan
- Risk Management, Market Exposure & Tax Considerations
- Payout Options
- Managing Plan Complexity
- Practical Considerations and Next Steps
Actionable Takeaways:
- Review the details of the Delta NQDC plan, and run scenarios with tax projections to understand the potential impact to your financial plan.
- Reach out to the Leading Edge team for personalized guidance or follow-up questions on the NQDC plan.
The Delta Air Lines’ Non-Qualified Deferred Compensation (NQDC) plan isn’t right for everyone. Understanding if you may want to include it in your financial plan depends on your unique circumstances.
Connect with Kevin Gormley
kevin@leadingedgeplanning.com 
865-217-7779
Connect with Andrew Christopher
andrew@leadingedgeplanning.com 901-664-3753
#LeadingEdgePlanning #PilotMoneyGuys #DeltaPilots #WealthBuilding #NQDC #DeferredCompensation #TaxPlanning #HighIncomeEarners #SmartMoneyMoves #DeltaLife #PilotFinance #CFP #DeltaFamily
Please remember that past performance may not be indicative of future results. Different types of investments involve varying degrees of risk and there can be no assurance that the future performance of any specific investment, investment strategy, or product made reference to directly or indirectly in this video will be profitable, equal any corresponding indicated historical performance level(s), or be suitable for your portfolio. Moreover, you should not assume that any information or any corresponding discussions serves as the receipt of, or as a substitute for, personalized investment advice from Leading Edge Financial Planning personnel. The opinions expressed are those of Leading Edge Financial Planning and are subject to change at any time due to the changes in market or economic conditions.
