What We Offer
"Planning is bringing the future into the present
so you can do something about it now."
High Income Clients
We provide customized advice focused on helping you achieve your long-term goals. We serve as true fiduciaries, which means that we put your best interests first in all we do. Because we sell no products, and have no third-party partnerships, we are free to provide objective advice based on your specific needs and goals. We receive a fee based on the assets we manage on your behalf, which means our growth and success is dependent on your growth and success.
Our services include:
We understand that financial success is about more than achieving security for yourself, it’s also about leaving a legacy for those who matter most. A solid estate plan plays a key role in ensuring a lasting legacy for your loved ones and favorite charities. We identify the necessary estate planning documents based on your particular situation and objectives and connect you with estate planning professionals who can help ensure your generational planning goals are executed in a tax-efficient manner.
Taxes may be one of the single biggest expenses faced by those who make more than $200,000 per year. That is why our team is by supported by an in-house tax professional who will work with you to identify and implement tax savings strategies across your entire financial life.
We structure your investments to minimize capital gains taxes, and we harvest investment losses to offset gains. We also work with your accountant to ensure your tax strategy is fully integrated across your financial plan and annual income tax returns.
Over the last 20 years, college tuition costs have grown at a rate that far outpaces inflation and wage increases, posing significant financial challenges for many families. Giving these rapidly rising costs, it’s no wonder many parents are concerned about how they will help their children afford higher education.
If you have a goal of funding higher education expenses for a child or grandchild, it’s important to start planning early. We will incorporate a range of tools and strategies to help your plan for educational expenses. Based on your specific college planning goals, we will implement a savings strategy that minimizes taxes and optimizes your ability to offset rising tuition expenses.
Perhaps the biggest question clients ask as they near retirement is, “Will I have enough money to maintain my current lifestyle?” We help you confidently answer “yes” to this question by establishing a steady stream of retirement income.
To do so, we gradually shift your portfolio from growth-focused to income-focused as you near retirement. Once you’ve retired, we implement a risk appropriate strategy to cover your monthly expenses. This strategy takes into account your Social Security benefits in light of your marital status, life expectancy, retirement goals, income requirements, and more. We then re-evaluate your plan on a regular basis to ensure it continues to meet your changing needs.
We aim to provide you with the confidence of knowing you are well positioned for a secure retirement.
Your investment portfolio is specifically designed to help you achieve your long-term objectives. We consider all of your accounts as we build a tax-efficient, diversified portfolio that addresses your current financial situation, personal and professional challenges, income needs in retirement, investment time horizon, risk tolerance and more.
We determine an asset allocation that meets your current needs and goals for the future. We then continuously monitor and adjust your investments as your life and financial situation evolve over time.
A financial plan serves as a blueprint in helping you achieve your financial goals. We work with you to build a customized financial plan specifically focused on your vision for the future. This financial plan incorporates a wide range of financial strategies related to investment management, retirement income planning, college planning, tax planning, estate planning and more. We constantly revisit and reevaluate your custom plan to help ensure it continues to address the challenges and milestones of your evolving financial life.